Title Insurance in Council, ID
Why Title Insurance?
Land is permanent, but ownership isn’t. Every property comes with a bundle of rights for its owner, but over time, events such as refinancing, tax liens, encroachments, or changes in ownership (marriage, divorce, or death) can impact the title.
When buying a home or land, a thorough title search is essential to identify any potential issues that could affect the buyer’s rights. We examine public records, title plants, and government databases to uncover liens, judgments, unpaid taxes, or other encumbrances that may pose financial risks or threaten ownership.
The title search acts as a safeguard, flagging any issues that must be resolved before the property can change hands. Once identified, we work with all parties to clear any obstacles, ensuring the buyer receives a clean and marketable title.
Protecting Your Investment with Title Insurance
Even the most thorough title search, conducted by experienced professionals, cannot guarantee that all title issues will be uncovered—some problems simply aren’t recorded in public records. That’s where title insurance comes in.
Title insurance protects you against unforeseen issues that may arise after purchasing a property. If you’re buying a home or refinancing, your lender will require a Loan Policy to protect their financial interest in case of title defects.
Various title insurance options are available, including standard, extended, and Eagle owner’s and lender’s policies, each offering different levels of coverage. It’s important to ask questions and choose the policy that best fits your needs.
THE TITLE DEPARTMENT AT TIMBERLINE TITLE & ESCROW IS STAFFED BY:
Angela (Angie) J. Bumgarner
Title Officer
Title Insurance Underwriter:
- First American Title Insurance Company
- Old Republic National Title Company
All title insurance rates are filed with the State of Idaho, Department of Insurance.